Read Time:4 Minute, 29 Second

The Yes Bank Prosperity Edge Credit Card comes with an exceptional reward program along with a variety of beneficial features for the cardholders. It is one of the finest credit cards available in the market. It is best suited for those who look for reward points, bonus offers, fees waivers, etc. It brings around 15000 reward points on the spending. 

Key Highlights of YES Prosperity Edge Credit Card
Card TypeEntry-level
Best Suited forReward Points
Joining FeeINR 399+Taxes (waived off on spending INR 15,000 within 90 days)
Renewal FeeINR 399+Taxes (waived off on spending 75,000 within 12 months before card renewal date)
Minimum Income Net Salary INR60,000 p.m. or ITR>INR 7.2 lakh p.a.
Best Feature15,000 bonus reward points on spending of INR 6 lakh or more in each anniversary year
Best Suited ForShopping

Features of Yes Bank Prosperity Edge Credit Card

Mentioned below are some of the features of Yes Bank Prosperity Edge Credit Card:

  • International Lounge Program: Get access to international airports for MasterCard and Visa.
  • Domestic Lounge Program: 1 Complimentary visit within India per calendar quarter.
  • Fuel Surcharge Waiver: Get 1% surcharge waiver for transaction between INR 400 – INR 5,000
  • Complimentary Golf Program: Enjoy 4 green fee waivers per year and complimentary rounds of green fees per calendar year at Golf courses in India. Enjoy 1 Golf lesson per year every calendar month at select golf courses in India.
  • Dining Fiesta Program: Get a minimum 15% discount on dining at select restaurants on your YES Bank Credit Card.
  • Insurance Coverage: Air Accident cover of 50 Lakh, Medical emergency cover of 15 Lakh, Credit Shield cover of 3 Lac, Lost Card liability cover of 3 L
  • Reward Points: On every INR 200 on travel and dining spends(capped at 1500 Reward Points per statement cycle)
  • On every INR 200 on all categories( 2 RP on select categories)
  • Instant EMI: Pay in parts for your transactions as low as INR 1500.
  • EMI on Call: Convert payments into EMI with on-call service at attractive interest rates.
  • Quick Loan: Get a loan amount within the card limit to fulfill immediate fund requirements.
  • Yes PayNow: Pay your bills on time every month.
  • E-Mandate: Register standing instructions for your bill payments, subscriptions, insurance payments, and more.

Fees & Charges

Mentioned below are the fees to apply for the Yes Bank Prosperity Edge Credit Card:

Fee/ChargeAmount/Rate
Joining FeeINR 399+ Taxes (waived off on spending INR 10,000 or more within 30 days of card activation)
Renewal FeeINR 399+ Taxes (waived off on spending INR 1,00,000 within 1 year before the card renewal date)
Interest-free PeriodUp to 50 days
Cash Withdrawal Limit30% of the credit limit
Finance Charges/Cash Advance Fee3.80% per month (45.6% annually) on Revolving Credit, Cash Advances and Overdue Amount
Overlimit Fee2.5% of the over-limit amount (min. INR 500)
Foreign Exchange Mark-up3.00%
Late Payment ChargesFor balance-
Below  or equal to INR 100- Nil
From INR 101 to INR 500- INR 150
From INR 501 to INR 5,000- INR 500
From INR 5,001 to INR 20,000- INR 750
Above INR 20,000- INR 1,000
Add-on Card FeeNil (up to 3 cards can be issued)
Payment Return Charges (Autopay/Cheques)INR 350 per instance

How to Apply for Yes Bank Prosperity Edge Credit Card?

Mentioned below are the steps to apply for a Yes Bank Prosperity Edge Credit Card:

Step 1: Open the official website of Yes Bank.

Step 2: Click on “Credit Cards”.

Step 3: Search for Yes Bank Prosperity Edge Credit Card.

Step 4: Share basic details and check the eligibility for the card.

Step 5: Once verified, click on “Apply Now”.

Step 6: Complete your KYC.

How to check the Application Status of Yes Bank Prosperity Edge Credit Card?

Mentioned below are the different methods to check the yes bank

  1. By Visiting Branch:
  • Visit any nearest branch and inquire about the application status of the credit card.
  • The bank executive will provide you with an update.
  1. By Calling Customer Care:
  • Call 1800-103-6000 or 022-4935-0000 in the case of Indian and non-Indian applicants to check the application status of the credit card.
  • The customer care executive will provide you with an update.

Eligibility Criteria

Mentioned below are the eligibility criteria to apply for a Yes Bank Prosperity Edge Credit Card:

CriteriaSalaried Indian NationalSelf Employed Indian National
AgeMinimum Age: 21 YearsMaximum Age: 60 YearsMinimum Age: 21 YearsMaximum Age: 60 Years
Gross Monthly IncomeINR 60000 per monthITR of INR 7.2 lakhs per annum (as Per ITR)

Documents Required

Mentioned below is the list of documents required to apply for a Yes Bank Prosperity Edge Credit Card:

TitleDetails
Proof of IdentityPAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI, or any other government-approved photo ID proof
Proof of AddressAadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof
Proof of IncomeLatest one or 2 salary slips (not more than 3 months old), the Latest Form 16, Last 3 months’ bank statement

read more ..

Happy
Happy
0 %
Sad
Sad
0 %
Excited
Excited
0 %
Sleepy
Sleepy
0 %
Angry
Angry
0 %
Surprise
Surprise
0 %
Previous post Worst Behavior Vêtements streetwear
Next post What are the best tips to make profit from NIFTY investments?